Built in the open · One honest step at a time

One home for honest money systems — built step by step, in the open.

UT Decode is where I build practical tools for freelancers and small sellers — spreadsheets and systems that show you exactly where your money goes. I started it so my income would one day depend on work I own, not on waiting for a monthly salary. Everything here is a blessing from Allah; my part is to show up and do the work, every day.

See the products Get a free starter

Start free. The paid systems below are on launch pricing until Nov 20, 2026.

5 practical paid systems
4 free starters
3 original guides to read
0 hype, invented results, or pressure

The story behind UT

Three letters' worth of people

Before the products, here's what the name actually means.

UT is built from the first letters of three names — mine, my sister's, and my friend's. We are the people behind this, and putting our initials on the door keeps me honest about who I'm building it for.

I started UT Decode because I don't want my whole life to depend on a job and a salary date. So I'm building something of my own, slowly and properly — real products, real work, nothing dressed up to look bigger than it is.

Everything I have is Allah's blessing. My job is the daily effort: solve one real problem, do the work well, and let the results come in their time.

Our first store

Wealth Decode

Wealth Decode is the first store under UT Decode — simple money systems for freelancers and small sellers. Start with something free, read a guide over a cup of tea, or go straight to a full system if you already know your problem.

Free starters

No cost, no catch. Download one and use it today.

🧾
$0 — FREE

Money Cheat Sheet

The one-page version of the 3-account money split — what to move where, every time you get paid.

Get it free
✍️
$0 — FREE

Free Listing-Writer Skill

A ready-to-use AI skill that turns your product notes into clear, honest real-estate listing copy.

Get it free
💍
$0 — FREE

Wedding Mini-Checklist

The short planning checklist that keeps a wedding budget from quietly growing in the last month.

Get it free
🛍️
$0 — FREE

Etsy Fee Cheat Sheet

Every Etsy fee on one page — so you can see what you actually keep from each sale before you price.

Get it free

The five systems

Buy it once — it's yours for good. No subscription, no monthly fee. Enter the launch code shown on each card at Gumroad checkout — launch pricing ends Nov 20, 2026.

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Freelancer Budget Planner

For irregular income that never arrives on schedule: the 3-account split, a Tax Vault so tax day never ambushes you, and a simple weekly money ritual in Google Sheets.

BeforeOne account, one balance. A client pays, the money quietly leaks away, and tax day arrives like an ambush.
AfterEvery payment is split the day it lands, and a 15-minute weekly check keeps all three accounts honest.
  • Operationsrunning costs + your pay
  • Tax Vaultset aside, untouched
  • Profitfuture-you's share
$34.99$19.99
Use code LAUNCH15 at checkout

LAUNCH price ends Nov 20, 2026

Buy on Gumroad
🧮

Etsy Seller Profit Tracker

For sellers who need the real number, not the sticker price: a Google Sheets tracker that lays out fees, costs, and the profit left on every Etsy sale.

BeforeYou see the $25 sale price and guess the rest. Fees, postage and packaging nibble away in the dark.
AfterEvery sale gets its own breakdown, down to the profit line. In our free guide, a $25 sale is worked down to $11.68 — line by line.
  • Sale pricewhat the buyer paid
  • − Etsy feeseach one named
  • − Your costsmaterials, postage, packaging
  • = Profit leftthe real number
$39.99$24.99
Use code LAUNCH15 at checkout

LAUNCH price ends Nov 20, 2026

Buy on Gumroad
💒

Wedding Budget Planner

For couples who want the celebration without losing control of the total: a Google Sheets planner for every category, payment, and deadline, right up to the day.

BeforeCosts live in five chats, two notebooks and someone's memory. Deposits sneak up, and the real total only shows itself at the end — as a surprise.
AfterEvery category, deposit and due date sits in one sheet. You always know the total, what's already paid, and what's still coming.
  • Venuedeposit logged, date set
  • Cateringper-guest cost, headcount
  • Bufferits own line, from day one
$49.99$29.99
Use code LAUNCH20 at checkout

LAUNCH price ends Nov 20, 2026

Buy on Gumroad
🗂️

Notion Freelancer HQ

For freelancers tired of scattered notes and forgotten follow-ups: a ready-made Notion workspace for clients, projects, and invoices in one calm dashboard.

BeforeClient details in one app, deadlines in another, invoices in a spreadsheet you keep forgetting to open. Follow-ups slip through.
AfterClients, projects and invoices live on one dashboard. Open it and you can see who owes what, what's due, and who needs a reply today.
  • Clientsevery contact, one place
  • Projectsstatus at a glance
  • Invoicessent · paid · overdue
$59.99$34.99
Use code LAUNCH25 at checkout

LAUNCH price ends Nov 20, 2026

Buy on Gumroad
🏡

Realtor Content Kit

For agents who need to publish without starting from a blank page: a listing-writer system plus a 30-day content plan that keeps the work consistent.

BeforeA listing to write, a feed to fill, and a blank page staring back. Posting happens when you "get time" — which is almost never.
AfterYour listing notes go in, clear copy comes out, and the 30-day plan tells you what to post each day. No blank page, no guessing.
  • Listing writernotes → ready copy
  • 30-day calendara post idea for each day
  • Caption startersfinish in your own voice
$89.99$49.99
Use code LAUNCH40 at checkout

LAUNCH price ends Nov 20, 2026

Buy on Gumroad

What's coming

This home is still being built

UT Decode grows one honest step at a time. The first store and the first articles are here. Here's what remains on the workbench — direction, not promised dates.

Now publishing

The blog

Short, practical writing on the money side of freelancing and selling. The first three guides are live below, and more will follow when they are genuinely useful.

Later

More stores

Wealth Decode is store number one. When it's standing properly, a second store will join it under this roof.

Later

Tools & the journey

Small tools of our own, and a page that tells the whole journey — the work, the lessons, the slow build.

From the blog

Practical reads, honest numbers

Original guides written for the same problems the products solve. No recycled listicles, no invented statistics — just the numbers and the method, in plain words.

FREELANCER MONEY

The 3-Account Money System for Freelancers

One account for running the business, one Tax Vault, and one for future-you — plus your survival and freedom numbers and the weekly ritual that keeps the system honest.

Read the guide →
ETSY SELLING

Etsy Fees, Explained Honestly: What a $25 Sale Actually Leaves You

Listing, transaction, processing, regulatory, and Offsite Ads — every slice explained through one clearly labeled worked example.

Read the guide →
WEDDING PLANNING

Wedding Budget: Where the Money Actually Goes

A calm, category-by-category way to decide what matters, track deposits and due dates, and stop the budget from growing in the last month.

Read the guide →